You have just returned to your home Tulsa, OK home; you walk into the house and smell something really foul; as you round the corner toward the bathroom the carpet goes squish under your feet. Oh, no the sewer has backed up into your bathroom and the filth is oozing out into the hall…what do you do?

Most homeowner insurance policies do not cover “water backup”. This falls under the “rising water” exclusion like flood water. It is a coverage that can be added to your home insurance policy by your agent and can be added for as little as $25.00 per year (the amount will vary depending where you live and your home size and value).

Sewer back up is nasty to clean up and sometimes can require expensive clean up due to the germs, bacteria and other ugly nature of what comes up with the sewer water.

Call your local Tulsa, OK homeowners insurance agent and make sure you have this truly inexpensive coverage on your homeowner insurance policy so you won’t be left to clean up the wet, smelly mess at your own expense.