The shock you feel on arriving home to find that your house has been broken into and your possessions stolen is not likely to be eased much by the knowledge that you carry homeowners insurance in Oklahoma. Residents carry homeowners’ insurance as financial protection from theft and burglary, but financial compensation cannot protect you from the anger and fear typically felt by people whose homes have been invaded.

The first thing you need to do on finding that your home has been targeted by a burglar is to report the incident to the police; next, call your insurer or agent to report the theft and ask for an insurance claim form to be sent to you. Use your home inventory as a checklist to help you to work out what has been stolen. The same document will help to support your insurance claim.

You will also need to make your home secure from the risk of another burglary. Naturally you will want to secure the window or door where the burglar broke in, and this is also an opportunity to upgrade your security arrangements. The police officers who respond when you report a burglary are likely to know a lot about security, and may be able to offer some practical suggestions about steps you can take to make your home more secure. 

Improving your home’s security might be an expensive exercise if security is currently poor, but it may help to save in the longer term on the cost of homeowners insurance in Oklahoma. Oklahoma insurers often offer discounted insurance premiums for homes where robust security measures are installed. With Sawyer-Phillips & Associates,  you can get the coverage you need with our agency. Contact us today for more information!

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